Many Americans are wondering whether another round of federal stimulus payments is coming this year. With rising costs and economic uncertainty, it’s natural to hope for additional financial relief. However, the reality about a fourth stimulus check might not be what you’re expecting.
The Truth About Federal Stimulus Payments in 2025
As of July 2025, there is no official federal stimulus program scheduled, approved, or in active discussion in Congress. The federal government has not authorized any new Economic Impact Payments, and the deadline to claim the final 2021 Recovery Rebate Credit passed on April 15, 2025.
The three previous rounds of federal stimulus checks were:
- First Payment (March-April 2020): $1,200 per individual
- Second Payment (January 2021): $600 per individual
- Third Payment (March-December 2021): $1,400 per individual
The IRS did send automatic payments to about 1 million taxpayers in late 2024 and early 2025 who had missed claiming their 2021 Recovery Rebate Credit, but this was the final opportunity to receive those funds.
What About the DOGE Dividend Rumors?
You may have heard rumors about a “$5,000 DOGE dividend” proposed by President Trump. In February 2025, Trump proposed a potential $5,000 stimulus in the form of a “DOGE dividend” tied to federal spending cuts. However, economists warn that current claimed savings are insufficient to support such payments, and Congress must approve any proposal. No concrete legislation has moved forward on this idea.
State-Level Relief Programs: Your Best Option Right Now
While federal stimulus checks aren’t happening, several states are stepping up to help their residents with inflation relief payments. These aren’t technically “stimulus checks,” but they provide similar financial support.
Current State Programs
New York: Beginning in mid-October 2025, New York will send inflation refund checks to over 8 million residents, with amounts ranging from $150 to $400 based on income and filing status.
Colorado: Colorado residents can receive TABOR refunds of up to $800 for single taxpayers and $1,600 for married couples filing jointly, funded by the state’s fiscal surplus.
California: Some residents are still receiving payments from previous relief programs, though new enrollment has ended.
| State | Program Name | Payment Amount | Eligibility |
|---|---|---|---|
| New York | Inflation Refund | $150-$400 | Income up to $300,000 (joint filers) |
| Colorado | TABOR Refund | Up to $800-$1,600 | Colorado tax filers |
| Arizona | Family Relief | $250 per child under 17 | 2021-2022 tax filers |
| California | Various Programs | $200-$1,050 | Income-based eligibility |
How to Check Your Eligibility
For Federal Payments
Visit the official IRS Economic Impact Payments page to check if you received all previous payments. You can also create an account at IRS.gov to view your payment history.
For State Programs
Each state has different requirements and timelines. Visit your state’s Department of Revenue website or taxation office to learn about available programs. Most state relief payments are automatic if you filed recent tax returns and meet income requirements.
Protecting Yourself from Scams
Unfortunately, stimulus rumors create opportunities for scammers. Be cautious of any unsolicited promises of a 2025 stimulus check, as these are likely scams. Red flags include:
- Requests for Social Security numbers or banking information via text or email
- Claims you qualify for a new check if you pay a “processing fee”
- Social media posts with unverifiable sources
Always verify information through official government websites like IRS.gov or your state’s revenue department.
What’s Next for Federal Relief?
While no new federal stimulus legislation is currently in Congress, economic conditions could change. Some lawmakers have voiced support for additional financial relief, especially for low-income families affected by rising prices, and pressure may increase as election season approaches.
Financial experts suggest focusing on available resources rather than waiting for potential payments. This includes checking your eligibility for existing tax credits, looking into local assistance programs, and ensuring you’ve received all previous stimulus payments you’re entitled to.
No fourth federal stimulus check is coming in 2025, but don’t lose hope. Several states are providing their own relief payments, and you may be eligible for other federal tax credits or benefits. Stay informed through official government sources, and remember that any legitimate payment won’t require fees or personal information from unsolicited contacts.
Frequently Asked Questions
Q: Will there be a fourth stimulus check this year?
A: No federal fourth stimulus check has been approved or is currently being considered by Congress.
Q: Can I still claim the 2021 stimulus payment?
A: The deadline passed on April 15, 2025. No extensions are available.
Q: How do I know if my state offers relief payments?
A: Check your state’s Department of Revenue website for current programs and eligibility requirements.
Who Gets SSI Direct Deposits in August? It’s Not Just for Disability Recipients
